Technology and Finance – El Financiero

Fintech refers to technology in finance in its English abbreviation (financial technology), which facilitates finance between users and financial institutions.

Good morning dear readers, Thank you very much for coffee and taking a few minutes to read the technical article.

Let me share that I got into finance; By the way, I am very grateful to Laura Garza and associates for the respect they have shown me. Indeed, finance should be a subject at university as mathematics is in basic education; Taken in all semesters.

Yesterday, while talking to a good friend who is the CFO of an important company in the automobile industry, he told me that everything is managed by the finance department and I checked the IRR (Interest Return Rate) in the plan provided by our company. It is necessary to present the plan.

Technology has eased intermediation and opened up financial products to more people; This has made the amounts more flexible to start investing and have an attractive rate of return.

Many of you bank your personal funds, manage them from your smartphones, now you can pay nearby, transfer to third parties, pay for services and invest in different options that put you in the investment menu, for example: vision investments, installments, portfolios with different risks and returns; All from one app.

What’s next? Using artificial intelligence, I focus on finding the right profiles to deliver a specific product or integrating information to predict variations and potential benefits and/or risks.

How many of you currently go to your bank to perform operations? I think we are short, and when I go to something that can only be resolved in a branch, I admit that I am very desperate, impatient and unwilling to wait. Line for 30 Minutes is a key aspect of technology that makes our lives easier and uses our time efficiently.

I had the opportunity to live with my classmates, and it is always very nutritious to hear opinions from people in other professions, and I take this opportunity to congratulate them! See you in the afternoon!

Today I texted my neighbor with a double espresso; Composed of a mixture of grains from the southeast of Mexico, it is compressed with the pressure it needs to be and the temperature of the water in the same way; High acidity, intense and with hints of citrus and cocoa.

Wishing you an extraordinary weekend in the company of family and friends.