Fonavi 2023: What is known about the withdrawal of contributions and who will collect it? | Answers

The Fonavi fee is approaching, and even more so now that this contribution has recently been approved in the Republican Congress, and thousands are still fighting for it. That is why in this note we will tell you who is the first to collect this income and we will give you more details regarding this important topic that interests more than one person.

What do you know about Fonavi’s return?

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The executive branch observed the signature of Congress, which proposed to modify the law to withdraw contributions to FONAVI. The same initiative proposed recognizing the right of return to the heirs of fonavistas in the event of death.

The initiative, approved by the majority, seeks to provide liquidity to exporters “thus allowing for the improvement of conditions for the growth of the population.” Therefore, the opinion states that the ad hoc commission responsible for withdrawing Fonavi is authorized to make payments on account through a “certificate of authorization of payment on account”. It is detailed that acceptance does not prevent the larger amount of contribution from being credited to each individual account in other appropriate ways.

Subject to determining the aggregate amount associated with each Fonavista, the Administrator considered observing this amount, given that Autograph raises a charge on account. However, this can be difficult to determine. “Determining the total amount to be returned to Fonavista will further delay the achievement of the objectives of Act No. 29625, as there are serious difficulties in obtaining information on the monetary contributions actually made by the Fonavistas in favor of Fonavista,” reads the executive’s document.

With this observation, it is important to note that this initiative is returning to Congress for discussion in committees.

Who will be the first to get the refund from Fonavi

As described by Diario El Peruano, Article 4 of Law 29625 will modify the law on refunds from FONAVI to workers who contributed to it, and Article 4-A will be added.

This means that the beneficiaries of this benefit will be the workers who contributed to FONAVI and their heirs in case of death.

In addition to this, it was indicated that “Preference should be given to those over sixty-five years of age, those registered with the National Council for the Integration of Persons with Disabilities (CONADIS) and those with serious or terminal illness , holders or heirs”.

On the return of Fonavi authorized by Congress

The Republican Congress has approved the concept of a bill that seeks to replace Act 29625, known as the Refund to Workers Contributing from the National Housing Fund (FONAV) Act. This change will allow for partial withdrawal of funds, which will be charged for future cancellations. In addition, the new regulation recognizes the right of return to heirs in the event of the death of the contributing worker.

There were 110 votes in favor of the provision, none against and one abstention. The initiative was based on bills 696/2021 and 4702/2022 and was released in the second vote.

Congresswoman Rosangella Barbarán Reyes, member of Fuerza Popular and head of the Economic, Banking, Financial and Financial Intelligence Committee, explained that the measure modifies Article 4 of Law 29625 and adds Article 4-A. The first article recognizes the right of return, while the following article establishes the creation of a temporary commission responsible for applying the necessary procedures and processes in accordance with the provisions of articles 2 and 3 of Law 29625.

The inclusion of a temporary commission is essential because it will facilitate the application of the necessary procedures and will give priority to those over sixty-five years of age, those registered with the National Council for the Integration of Persons with disabilities (gonadis) and those suffering from a serious or terminal illness, holders and heirs.

There are resources to pay for Fonavistas

In the announcement Minister of Economy and Finance, Alex ContrerasHe recalled that in the financial budget for 2023 there is already a group of resources allocated to Fonavistas, who have been fighting for years to get their money back, so that progress can be made on this fee according to budget availability. Without prejudice to other measures promoted by MEF.

“In the case FonaviThey sent me the information that there are some legal issues and I am going to coordinate, at least S/50 million already in the budget. Fonavi It has about S/1,600 million in resources with which it can make at least the first payment. Coming to my office, I am going to call the representative of the commission Fonavi Let me know about the current situation and look into this possible evacuation,” he explained.

In response, Congressman Carlos Anderson asked the members of the ad hoc commission representing Minister Contreras to begin refunding the money once and for all. MEF This is hampering the progress of the claim Phonavistas.

“The Temporary CommissionIt was established three months ago, but every day they find another excuse for nothing to happen regarding Acts 31173 and 31454, which are laws passed by Congress and legitimately recognize the right of Fonavistas to receive the lowest possible rate. as much as possible. From the point of view of economic policy, there is nothing wiser than complying with the debt commitment, the transfer of resources is often bad and what they get will be reinvested in the cycle of the economy,” said the congressman. AndersonThe minister reaffirmed that there is a budget for that.

What is Fonavi?

He FonaviAlso known as National Housing Fund, by the Government of Francisco Morales Bermudez on June 30, 1979 Decree Law No. 22591 was a fund of the Peruvian Republic that sought to provide loans to people to build or buy houses. It was in force from June 1, 1979 till its dissolution on August 31, 1998.

This fund provided benefits to citizens who made monthly contributions and was not a tax. 13 billion soles were collected between 1985 and 1992, and 6 billion soles were collected between 1992 and 1998. Figures prior to those dates could not be calculated due to a fire at the Banco de la Nación in 2000, in which many documents were lost. This money was used for electrical constructions.

In 1998 its name was changed to Extraordinary Solidarity Tax and in 2004 the fund was abolished due to irregularities in its statistics.

In 2008, the leadership of the Council of Ministers constituted a multidisciplinary committee to inquire what happened to the money. Fonavi. Between 1979 and 1998, the money that disappeared was estimated to have reached 10 billion.

A lot Phonavistas They went out of their way to get their money back, which, due to legal grounds, must be returned if it is used for other purposes.