Be careful with Black list! Find out how to check if you are in Infocorp here in days.
Join El Popular’s WhatsApp channel
Doubt you belong in Infocorp? Find your ID for free.
Currently, A A healthy credit history Access to favorable financial opportunities is essential. One of the important elements in this context is the Infocorp report, a database used by credit agencies to assess the creditworthiness of individuals.
So, in this post we will tell you how to check whether you have loans in days Free and paid, as well as some tips, along with other related features.
You can see: Why is a 1994 Sol coin worth over 1,600 feet? Here we tell you
In the note you can see:
- How do I know I am in Infocorp with my ID card?
- How to view another person’s credit report on Infocorp?
- How can I check if I have free bank loans at SBS?
- How to leave Infocorp with my ID?
- Tips for Absence at Infocorp
You can see: AFP 2023 Withdrawal: Can I request a withdrawal of up to 24,750 soles in August?
How do I know I am in Infocorp with my ID card?
Next, we will present the steps to find out if you are in Infocorp and how to access your report through your ID:
- Step 1: Enter the official Equifax website and go to the official Infocorp credit report section (https://soluciones.equifax.com.pe)
- Step 2: Fill in your information (select document type, document number, email and address)
- Step 3: Accept the terms and conditions
- Step 4: Pay S/29 and you will know if you have any credit reports at last.
You can see: AFP 2023 withdrawal: Who are the beneficiaries of the seventh withdrawal of up to 19,800 soles?
How to view another person’s credit report on Infocorp?
Although another person’s credit report at Infocorp is not free, you must follow the following steps:
- Step 1: Enter the official Equifax website and go to the official Infocorp credit report section (https://soluciones.equifax.com.pe)
- Step 2: Include the third party’s data and the reason for the request
- Step 3: Fill in your personal information and accept the terms and conditions
- Step 4: Finally pay S/39 for service.
You can see: Minimum salary hike for teachers 2023: Find the updated amount from November
How can I check if I have free bank loans at SBS?
Banking Supervision, Insurance and AFP (SBS) is the agency responsible for supervising and regulating the financial system in many countries. If you want to know if you are registered with Infocorp, you can do it for free through SBS with the following steps:
- Enter servicios.sbs.gob.pe/serviciosenlinea
- If you don’t have an account, you’ll need to create one
- Login successfully
- You’ll see your credit rating, the status of your loans, and the contracted line of credit
You can see: Live the adrenaline in 3D with Fun Jungle del Jacqui Plaza: Know prices and schedules
How to leave Infocorp with my ID?
If you no longer wish to appear on Equifax with a negative history, follow these steps to log out of Infocorp:
- Paso 1: Contact the credit agency that reported you to Infocorp and discuss your loan and cancel it completely.
- Step 2: Then, the information is collected and the company is requested to contact Infocorp to request a “non-debt certificate”.
- Step 3: Contact the Equifax offices and submit a request to cancel your loan. Attach a copy of your ID and documents proving your payment.
You can see: AFP 2023 withdrawal: Who are the beneficiaries of the seventh withdrawal of up to 19,800 soles?
Tips for Absence at Infocorp
Here are some tips to take care of your credit history and reduce your chances of being in Infocorp:
- Pay your dues on time: Meet your loan, credit card and other debt payments on time. Late payments can have a negative impact on your credit history.
- Use credit responsibly: Don’t exceed the limits of your credit cards and avoid accumulating debts you can’t pay. Maintain a proper balance between your income and your expenses
- Keep a low level of debt: Don’t exceed your borrowing capacity. Try to keep your total debt manageable in relation to your income.
- Avoid excessive borrowing: Every time you apply for credit, an inquiry is recorded on your credit history. Avoid over-applying for a loan, which can cause lenders to worry.
- Check your credit report: Check your credit report regularly to make sure the information is accurate and there are no errors. If you find incorrect information, take immediate action to correct it.
- Plan your expenses: Prepare a budget and plan your expenses to avoid situations where you cannot meet your financial obligations.
- Avoid bad debts: Before taking any loan, assess your true ability to pay. Avoid financial obligations that you cannot meet.
- Financial Education: Increase your knowledge of financial education. Understanding how credit, interest and loan terms work can help you make more informed decisions.
